Bad Credit Resource Center

At United Car Loan, we have a very simple process for getting you approved for a car loan if you have bad credit. There are 3 things you need to do first before you apply for a car loan:

1. Know your credit score (visit www.annualcreditreport.com or freecreditreport.com)

2. Visit myfico.com for the latest daily rates so you know what you should expect to pay

3. Use our car loan calculator to see how much you can afford

Next, credit paralysis is more damaging than bad credit and the higher rates for a bad credit history loan are A) a small price to pay and B) a worthy investment. Let’s look at the math: the difference between a $10,000 car loan at 9 percent and 18 percent is just $1.49 a day. You know you can waste that on snacks in just one day. But if you apply it to a car loan, instead of letting the money go to waste, it’s going to be doing you some good.

All the experts agree when it comes to buying a car – arrange the car loan financing first.

At United Car Loan, we know that bad things can happen to good people — layoffs, divorce, medical emergencies — and that’s why we hear the same comment over and over from our customers: “I couldn’t believe it was so easy!”

Finally, once you are ready, apply for a car loan online with us and let our experts lead you from there. No obligation. No hassles. No joke.

Apply for a bad credit car loan with United Car Loan today!